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Posted by Jose Ugia – Developer Relations Engineer
Throughout Google I/O 2023, we shared among the new options we’re including to Google Pay and mentioned how you should utilize them to simplify and strengthen your integrations, and add worth to your clients making funds in your software or web site.
Learn on for a abstract of what we coated throughout the occasion, or take a look at the recording of our session on YouTube: What’s new in Google Pay and Google Pockets.
Legal responsibility shift on eligible transactions with Google Pay
Google Pay is increasing its zero fraud legal responsibility safety on Android gadgets for eligible transactions leveraging main cost community safety capabilities. Earlier than immediately, on-line funds made with a Mastercard had been assured by this safety. Immediately, we’re asserting that we’re increasing this profit by rolling out service provider legal responsibility safety to eligible Visa on-line transactions which are made utilizing Google Pay.
As well as, we’re making it straightforward to confirm and add types of funds to Google Pay. As only one instance, Google Pay has added assist for card authentication each earlier than and after a cost transaction. Google Pay customers are actually capable of confirm their saved card by way of an OTP code or their banking app which creates a device-bound token that helps safe and seamless transactions each on-line and offline.
Cut back fraud with Google Pay
As a part of our mission that can assist you scale back fraud and enhance authorization charges with out rising consumer friction, we’re actively engaged on a brand new service — Safe Fee Authentication, a service constructed to assist with threat and compliance primarily based authentication wants. This service can be utilized for eligible cost transactions that require further verification, and use safe and excessive performing machine certain tokens to satisfy two-factor authentication.
We’re utilizing this chance to interact with companies such as you as a part of an early entry program, to grasp the way it may help you increase authorization efficiency. If fraud is a problem for your corporation immediately, contact us to tailor your authentication technique with Safe Fee Authentication.
Determine 1: Instance authentication move utilizing Safe Fee Authentication. |
The brand new dynamic button
We’re giving the Google Pay button a contemporary new look, making use of the most recent Materials 3 design rules. The brand new Google Pay button is available in two variations that make it look nice on each darkish and light-weight themed functions.
Determine 2: The brand new Google Pay button view for Android will be personalized to make it extra constant together with your checkout expertise. |
We’re additionally introducing a brand new button view that simplifies the combination on Android. This view allows you to configure properties just like the button theme and nook radius immediately in your XML format. The brand new button API is out there immediately in beta. Try the up to date tutorial for Android to begin utilizing the brand new button view immediately.
Later this quarter, you’ll be capable of configure the brand new button view for Android to indicate your customers further details about the final card they used to finish a cost with Google Pay.
Determine 3: An instance of how the dynamic model of the brand new Google Pay button view will look on Android. |
An improved check suite with cost service supplier playing cards
We’re introducing PSP check playing cards, an improve to Google Pay’s check suite that allows you to use check playing cards out of your favourite cost processors to construct end-to-end check eventualities. With this improve, you’ll now see particular check playing cards out of your processor populate in Google Pay’s cost sheet, enabling further testing methods, each handbook and automatic.
Determine 4: Check playing cards out of your cost processor seem in Google Pay’s cost sheet when utilizing TEST mode. |
This improve additionally helps check automation, so you may write end-to-end UI checks utilizing acquainted instruments like UIAutomator and Espresso on Android, and embrace them in your CI/CD flows to additional strengthen your checkout experiences. The brand new technology of Google Pay’s check suite is at the moment in beta, with net assist coming later this 12 months.
Digital playing cards, autofill and extra
Final 12 months we launched digital playing cards on Android and Chrome. Since then, we’ve seen nice adoption, offering safe and frictionless on-line checkout experiences for thousands and thousands of customers. Clients utilizing digital playing cards have loved sooner checkouts, reported much less fraudulent spend, and made on-line transactions that had been declined much less usually.
Autofill is receiving visible enhancements to scale back checkout friction, and can quickly let your clients full cost flows utilizing financial institution accounts in Europe. For builders utilizing autofill, we’re introducing suggestions in Chrome DevTools that can assist you enhance checkout efficiency. We’re additionally enhancing autofill to higher fill varieties throughout frames, serving to you facilitate funds extra securely.
Try the Google I/O keynote for Google Pay and Google Pockets to be taught extra.
What’s forward
We’re decided to develop the variety of verified types of cost throughout the Google ecosystem, and proceed to push for easy, useful, and safe on-line funds, providing you a solution to empower different companies, and speed up that change for customers.
Later this quarter, you’ll be capable of configure the brand new button view in your Android functions, to indicate your customers further details about the final card they used to finish a cost with Google Pay. We’re additionally engaged on bringing the identical customization capabilities introduced for Android to your web sites later this 12 months.
Get began with Google Pay
Check out the documentation to begin integrating Google Pay immediately.
Study extra concerning the integration by having a look at our pattern supply software in GitHub.
If you find yourself prepared, head over to the Google Pay & Pockets console and submit your integration for manufacturing entry.
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